Debashis Nayak

I build AI products, and write about what actually works.

Senior product leader at a US fintech. Founder of Products Decoded, Jobtune, and Astrika. Ten years turning ideas into products people pay for.

Debashis Nayak
10+
Years building products, since 2013
$9.6M
ARR business unit I built and led
100+
Products shipped across my career
23M+
Users I've built products for
2
Live products today: Jobtune and Astrika

The short version

Engineer, then founder, now product.

I started as a software engineer, learning how to build. Then I spent years as a founder, learning what to build and why. Product management is where those two meet, and it is where I sit today.

The thesis that survived every company since: ship something real, get a paying user inside 90 days, and use the thing every day.

Read the full story

Where I have worked

Ten years of shipping, across fintech, logistics, and AI.

MoneyLion Current
Senior Principal Product Manager, Business Unit Head

Lead product across teams in the United States and Malaysia, for a platform of 23M+ users. Built a $9.6M ARR business unit and an industry-first advertising engine embedded inside Microsoft Copilot, where the conversation itself becomes a channel that drives clicks and revenue.

CoolHax Labs 2013 to 2021
Founder and CEO, product studio

Founded and ran a product studio out of college. Grew it to a 50+ person team and shipped 100+ products across fintech, IoT, automotive, and edtech. Served 100+ business clients, including government.

SabPaisa 2022 to 2023
Senior PM, Indian payments and reconciliation

Led the RBI licensing process and rebuilt the product suite for compliance. Built Split Calculator, an automated reconciliation product that replaced a fully manual settlement process.

Intugine Technologies 2021 to 2022
Senior PM, logistics SaaS

Built ePOD and Control Center, an ML-powered predictive logistics platform handling rate calculation, delivery-timeline prediction, and tracking in one dashboard.

Launch Pad 2021 to present
PM trainer, independent

Coached 50+ aspiring product managers with a 95%+ placement rate. The foundation for the bootcamp.

Open source · Building now

Holt, my open-source agent OS.

A personal AI assistant you run on your own machine. Any LLM, the skills you choose, and a private memory you can actually see and navigate. Free and open, MIT licensed.

  • Memory you can see, not a black box
  • Any LLM: Claude, OpenAI, Gemini, or local
  • A local model works, a cloud model reviews
  • Extend it with MCP plugins and skills

Stay in touch

Operator notes, in your inbox.

Weekly notes on AI, product, and building. I tell this list about new bootcamp cohorts first.